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Tip of the Day : AT&T Contracts & Nokia NSeries
My tip of the day: How to sign up for a plan without a 24 month contract with AT&T Wireless in the US.
How? Easy. Buy your own Nokia Nseries phone and let the Sales Human at the AT&T store that you just want to get a sim chip and plan for it with no contract.
Ok, maybe not so easy. The sales human may try to sell you an AT&T branded phone from the store on top of your desired call & data plan. Resist. Bless AT&T, but at current time they are not carrying any Nokia Nseries phones due to the fact that Nokia will not back down on disabling the GPS & Mapping features (go Nokia!). AT&T would like to sell their own navigation/mapping solution for an extra $30 a month.
As an aside, let's do the math here (as of Aug. 2008):
Cheapest Apple iPhone is $199 with the mandatory 24 month AT&T contract (in the US). But you also have to pay AT&T $30 extra dollars per month for their GPS/Maps feature beyond one's phone & data plan, which is an additional $720 over the course of the 24 months.
$199 + $720 = $919 (real price of iPhone with GPS)
Cheapest Nokia N82 purchased on Amazon.com at the beginnging of August during a sale is/was $379*. A Nokia purchased outside of AT&T does not have disabled features, thus the GPS and mapping is free.
Thus the real price over the course of the device's lifetime is $379.
In my world as a photographer a Nokia with a 5 megapixel camera for $379 is a much better deal than a 2 megapixel iPhone for $919.
Now to get back to my point, if you show up at the AT&T store (or T-Mobile) with your own unlocked device, then you don't need to be in a contract. Multiple month contracts are a way for the carrier/operator to make their money back from subsidizing the cost of the mobile device. Last week, when my Mom and I went into the local AT&T store to purchase a sim chip and get a plan for her new Nokia N82 the sales support representative was very helpful and pointed out to us that he was taking off the 24 month contract requirement before I had to mention it.
If the AT&T sales human that you are purchasing a plan from does not rightly see the above logic, then find the manager to eliminate any contract requirement for a person with their own phone. The sales human will still get their commission regardless if you are in a contract or not, appeal to their finer nature.
*If you gasped at the cheap price for the Nokia N82, start watching Amazon's prices on Friday through Saturdays, that is when they seem to drop significantly. If I wanted to switch my Mom over from an evil little flip phone on Verizon, I had to find a similar price to what Verizon charged her two years ago. Now she is free.

No! Take the free phone with contract and sell it on ebay or craigslist. Take the iPhone and sell it for $600.
Make some money back!